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Categories
- New Hampshire
- Government/Defense/Aero
- News
- General
- Private Equity
- Advice for Entrepreneurs
- Rhode Island
- Pre-sale Planning
- Business Valuation
- SBA Lenders
- Data and Economic Statistics
- SBA Programs
- Economic Development Resources
- Surveys and Reports
- Explanations of Common Financing Jargon
- Venture Capital
- Manufacturing Automation
- FDIC
- Vermont
- BPO
- Value of Accomplishment
- Federal Reserve
- Angel Investors
- 10 Questions
- Fund Raising
- Banks
- Maine
- Connecticut
- Massachusetts
- Editorial
- Mergers and Acquisitions
- Finance Companies
- Mezzanine Debt
- Mirus Capital Advisors
- Business Services
- Tech Enabled Services
- Selling a Business
- Consumer
- Family Business
- Corporate Divestitures
- Food & Beverage
- Distressed M&A
- Healthcare
- Industrial
- Buying a Business
- Valuation Services
- Building Products
- Raising Capital
- Distribution & Logistics
- Strategic Advisory
- Electronics Manufacturing
- Industrial Manufacturing
- Technology
- Software
- Hardware & Peripherals
- Telecom & Networking
Tuesday, August 17, 2010
Credit Standards, Loan Covenants, and Rate Spreads Eased in Q2
As banks saw increased competition for commercial & industrial lending, credit standards began to ease in the second quarter, according to the Federal Reserve. Of the senior loan officers surveyed in July, 12.5% indicated a relative easing of credit on large and middle-market borrowers (revenues in excess of $50 million), and 14.5% indicated a relative easing of credit for smaller firms, the first time credit standards have eased for small firms since 2006.

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